Placement fee for FDWs - What it means?

Many helpers take out loans to cover the costs of securing employment in Singapore (such as passport applications, travel, and accommodation).

This loan is typically equivalent to 4 - 8 months of their basic salary and is often advanced by the employer, then repaid through deductions from their monthly salary.

Additionally, some helpers also take out private loans in their home country to support their families financially (e.g., for children's school fees) and repay these loans while working in Singapore.